What Are the Deadlines for Filing My Certificate?
The deadline for filing your completion certificate depends on your chapter of bankruptcy. Missing the deadline can result in your case being closed without a discharge — so file as soon as you receive your certificate.
Chapter 7 Deadline
Your certificate must be filed with the court within 60 days after the date first set for your 341 meeting of creditors (also called the meeting of creditors).
The 341 meeting date appears on the notice you received from the court after filing your petition. The deadline is calculated from the date that meeting was first scheduled — not from when it actually took place if it was continued or rescheduled.
Chapter 13 Deadline
Your certificate must be filed with the court before you make your final plan payment. Chapter 13 plans typically run three to five years, so you have more time — but do not wait until the end. Complete the course early and have the certificate ready.
Best Practice — Do Not Wait
Complete the course as soon as your case is filed. File the certificate immediately after you receive it. Waiting increases the risk of missing the deadline.
Quick Facts
Detail | Deadline |
Chapter 7 | Within 60 days of the date first set for the 341 meeting |
Chapter 13 | Before the final plan payment |
Source | Confirm with your attorney or the bankruptcy court |
Frequently Asked Questions
How do I find the date of my 341 meeting? The date is on the notice you received from the court after filing. Your attorney also has this information. If you filed pro se, the court mailed you a notice with the 341 meeting date.
What if my 341 meeting was rescheduled? The 60-day deadline for Chapter 7 is calculated from the date the 341 meeting was first set, not from any rescheduled date. Confirm the specific deadline with your attorney.
I am getting close to my deadline and have not taken the course yet. What should I do? Enroll and complete the course at bankruptcylogic.com immediately. The course takes approximately 2 hours and the certificate is issued promptly upon completion. Contact your attorney about your deadline as well — do not delay.
