The Bankruptcy Logic Personal Financial Management Instructional Course costs $19.95 per household. This is a one-time payment with no recurring charges and no hidden fees.

The $19.95 covers everything:

There are no add-ons, upsells, or optional upgrades. Bankruptcy Logic does not offer them.

If you and your spouse are filing jointly, one $19.95 payment covers both of you. Both spouses complete the course and receive one certificate.

If your household income is below 150% of the federal poverty guidelines, you may qualify for a full or partial fee waiver. Pro bono cases are also eligible. Let us know before enrolling — do not pay first. See our fee waiver article for details.

Why does it cost money if I am already going through bankruptcy? The course fee is set by Bankruptcy Logic, not the court. If you cannot afford the fee, you may qualify for a free or reduced enrollment through the fee waiver program. Let us know before enrolling.

Do I pay separately if my spouse also needs to take the course? Not if you are joint filers. Joint filers pay one $19.95 fee and each spouse completes the course individually. If you and your spouse filed separate petitions, you each enroll and pay separately.

Is there a court fee in addition to the course fee? No. The $19.95 is the only charge from Bankruptcy Logic. Filing your completion certificate with the court follows standard court procedures, but there is no additional fee from us.